5 Ways To Cut The Cost Of Your Car Insurance Cover In Ireland
Here are 5 quick and easy ways to slash the cost of your Irish car insurance:
- Opt For A Vehicle With A Smaller Engine: The smaller the engine of your vehicle, the lower
the cost of insuring it. Simple as that! When you drive a smaller vehicle, your insurance company will view you
as less risky (and, therefore, less likely to make an insurance claim that will cost them money!).
- Ask About Discounts: Your insurance company is not obliged to tell you about any discounts
you may be able to avail of. So just ask them! Also, if you’re offered a cheaper insurance quotation from
another company, show it to your current insurer and ask if they can match it.
- Pass Your Driving Test: In most cases, the cost of insurance will be significantly higher
if you hold a learner’s permit. Once you pass your driving test and obtain a "Full" driving licence, the cost
of your insurance will fall quite a bit.
- Specify "Social & Domestic Purposes" Only: If you don’t specify that your vehicle will
only be used for social and domestic purposes, you could end up paying an expensive commercial insurance rate
instead!
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Drive Carefully & Avoid Convictions: You should always drive carefully and within
the law. Always wear your seat belt, obey the speed limit, concentrate on the road, get a lift or a
Taxi if you have been drinking, and comply with the instructions of a Garda! If you are convicted of
drinking-and-driving, dangerous driving, or other very serious motoring offences, you may be subject to
very high increases in the cost of your car insurance.
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